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Zorayda Neal | NJ REALTOR ®️ on Instagram: "✨ What is an FHA loan? 🏠 An FHA loan is a type of home loan backed by the Federal Housing Administration, which is part of the U.S. government. It’s designed to help people who might have a lower credit score or less savings buy a home FHA down payment One of the biggest benefits of an FHA loan is the low down payment: • Minimum down payment: 3.5% of the home’s price • This applies if the borrower has a credit score of 580 or higher 𝐈𝐬 𝐲𝐨𝐮𝐫 𝐥𝐞
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